HMRC Crypto Letter: Best 2026 Guide to What to Do Next
An HMRC crypto letter has a way of ruining a perfectly good morning. Officially they’re called nudge letters, and HMRC has been sending them to crypto investors in growing numbers, telling recipients that HMRC holds information suggesting they may have disposed of cryptoassets and may owe tax. If one has landed on your doormat, take […]
UK Crypto Tax: Best 2026/27 Guide to HMRC Rules
If you’ve sold, swapped, spent, or earned cryptocurrency, UK crypto tax rules almost certainly apply to you, and the era of HMRC not knowing about it is over. Since January 2026, crypto exchanges have been collecting customer data for automatic reporting to tax authorities, which means unreported gains are now far easier for HMRC to […]
CARF Crypto Reporting UK: What HMRC Now Knows About You in 2026
CARF crypto reporting quietly began on 1 January 2026, and it is the single biggest change to hit UK crypto investors in years. From that date, crypto exchanges and service providers must collect detailed information about their users and, from 2027, report it directly to HMRC. The era of assuming crypto activity flies under the […]
How to Calculate Crypto Gains UK: Share Pooling Rules Explained 2026
Knowing how to calculate crypto gains is the single most useful skill any UK investor can have at tax time, and the part almost everyone gets wrong. It is not as simple as sale price minus what you paid. HMRC requires a specific set of matching rules, applied in a specific order, to work out […]
Crypto Tax Investigation UK: What COP8 and COP9 Mean for You
A crypto tax investigation from HMRC is a materially different situation to a nudge letter or a routine compliance check. If you have received correspondence referencing Code of Practice 8 or Code of Practice 9, HMRC believes there is a serious issue with your tax affairs, and how you respond in the first days matters […]
Crypto Limited Company Tax: How HMRC Taxes Business Crypto Holdings
Crypto limited company tax is a completely different regime to the personal crypto tax rules most investors are familiar with. If your business holds cryptoassets on its balance sheet, accepts crypto as payment, or trades crypto through the company, none of the personal Capital Gains Tax rules apply. Instead, your company is taxed under Corporation […]
Paid in Crypto? UK Tax Rules for Salaries and Freelancers in 2026
Paid in crypto? You are part of a fast-growing group, and almost everyone in it is confused about the same two things: what tax hits when the tokens arrive, and what tax hits when you eventually sell them. The confusion is understandable, because being paid in crypto triggers two entirely separate tax events that most […]
Crypto Tax Moving Abroad: Can You Escape UK CGT by Leaving?
Crypto tax moving abroad is the plan half of crypto Twitter has sketched on a napkin: move to Dubai, become non-resident, sell the portfolio tax-free, come home rich. The frustrating thing for HMRC, and the useful thing for you, is that the plan genuinely can work. The frustrating thing for you is that the version […]
Crypto Inheritance Tax UK: What Happens to Your Bitcoin When You Die
Crypto inheritance tax is the question almost nobody in crypto plans for. Holders think hard about trading taxes and CARF reporting, then leave a six-figure portfolio behind a seed phrase that nobody else can find, inside an estate that HMRC will still tax whether or not the family can ever access the coins. The combination […]
DeFi Tax UK 2026: How HMRC Taxes Lending, Liquidity Pools and Yield Farming
DeFi tax UK rules are the most misunderstood corner of UK crypto taxation, and the most expensive to get wrong. Depositing tokens into Aave, providing liquidity on Uniswap, or locking collateral for a loan can each be a taxable disposal under current HMRC rules, even though you never sold anything and never received a penny […]
